Every New Deal in the Context of Your Entire Book.

Portfolio Intelligence is the engine that unifies your entire CRE loan book into a real-time, searchable, stress-testable system. It parses every loan's covenants, LTV, DSCR, debt yield, maturity, and concentration automatically across 100% of your portfolio, with every metric traceable back to the underlying source documents and loan data. Community and regional banks and private credit teams go live in 2-4 weeks on a SOC 2 Type II certified platform and can finally see every new deal in the context of their whole portfolio, not just in isolation.

Concentration limits from your credit policy, whether CRE-as-a-percentage-of-capital for banks or sector and geography caps for private credit funds, are tracked automatically against your live book. You get alerts when you’re approaching thresholds, not months after you’ve breached them. Every new deal is scored for its concentration impact before it reaches committee.

No. LenderBox connects to your existing loan origination system, servicing platform, or spreadsheet-based book without requiring a migration. We support nCino, Salesforce, and most common LOS platforms. For institutions on Excel, we ingest your data as-is and structure it automatically. Most institutions are live in 2-4 weeks.

Every loan’s maturity date is tracked and visualized by quarter, property type, borrower, and risk tier. You can see your refinance exposure, liability mismatch risk, and upcoming negotiation leverage months in advance. For community banks worried about CRE maturity concentration and for private credit funds managing fund-level liquidity, this changes how you plan.

LenderBox is SOC 2 Type II certified with comprehensive security and audit controls. For banks, Portfolio Intelligence is designed to support the OCC’s CRE concentration guidance, interagency CRE guidelines, and examiner expectations for real-time portfolio monitoring. For private credit, it meets the portfolio reporting, audit trail, and data security standards institutional LPs and fund administrators expect.

Yes. Ask questions like “show me all retail loans maturing in 2027 with DSCR under 1.2x” or “what’s my office exposure by MSA?” and get instant answers with full deal context. Every answer is sourced to the underlying loan data so your team and your examiners can verify exactly what was returned and why.

LenderBox uses transparent pay-as-you-go pricing with a one-time activation fee that is credited toward your usage. No long-term contracts, no hidden fees. Most institutions go live in 2-4 weeks, whether you’re on nCino, Salesforce, another LOS, or Excel. Onboarding includes connecting your loan data, configuring concentration and covenant rules from your credit policy, and validating the live portfolio view with your credit leadership. Pricing scales with portfolio size and deal volume, book a demo for a scoped quote.

LOS reporting from nCino or Baker Hill aggregates what you put in; it does not interpret covenants, read source documents, or tie portfolio metrics back to your credit policy. Business intelligence tools like Tableau or Power BI render dashboards but require your team to build and maintain the data model. Data providers like Trepp or RCA show the market, not your book. Portfolio Intelligence is purpose-built for CRE lending: it parses every loan’s covenants, LTV, DSCR, debt yield, and maturity from the underlying documents and data, enforces your policy’s concentration and exception rules in real time, and is the only engine that connects directly to Document Intelligence, Policy Intelligence, Risk Assessment, and credit memo generation on the same SOC 2 Type II platform, so one source of truth runs every deal, every report, every examiner request.