Founding Credit Lead

The role

This role is an unusual mix, and the mix is the point. Roughly sixty percent is product and delivery work. Roughly forty percent is sitting in front of lenders as the credit expert. It is not a sales job and it is not an analyst job. It is the person who decides what correct means.

Everything this product claims rests on someone's credit judgment being right. You would be the ground truth. When the model pulls a debt service coverage ratio, you are the standard it is measured against. That is why twenty years of underwriting matters at an AI company, and it is the part most people do not expect.

Founding means what it says: you are the first credit hire, and the methodology this company runs on will be yours. We are calibrated on the person, not the years. The scope will grow into a director-level seat as the company does, and the title will follow it. You will not carry a quota and you will not be paid on commission. Read that twice, because it is unusual and it is deliberate.

What you will own

• Extraction schema design and validation: you define what we pull from each document type, what good looks like, and you validate it against real files.
• Financial statement spreading: tax return spreads, personal financial statements, rent roll comparisons, global cash flow, and the conventions that differ from one institution to the next.
• Delivery quality assurance: nothing client-facing ships without your review, and every extracted figure traces to the correct source document.
• Requirements translation: turn what a customer needs into something our engineers can build against, then test what comes back.
• The credit voice in the room: demos, evaluations, and working sessions with banks, credit unions, and private credit teams, alongside the CEO, who owns the sales motion and the number.

Who this is for

• Five or more years in commercial real estate credit: underwriting, credit analysis, credit administration, loan review, or model risk management.
• You have built the spreadsheets yourself. Global cash flow, debt service coverage, tax return spreads, guarantor analysis. Built them, not managed the people who built them.
• You already work with AI daily and can show us the workflow, not just name the tools.
• You are comfortable as the domain expert in a customer conversation without being the salesperson.
• You are comfortable without an established process, staff, or precedent. You built the template rather than inheriting it.

What we offer

Base salary of $110,000 to $135,000, plus a meaningful ownership stake in the outcome and a performance bonus tied to delivery milestones, not to revenue you do not control. Direct lines to the CEO and the engineers building extraction. Dallas based, on-site.

How to apply

Apply below with your resume and answer one question in a few sentences: name a line item in a rent roll or an operating statement that models and analysts routinely get wrong, and tell us why. There is no right answer. It takes a real underwriter about ten minutes, and it tells us more than a cover letter would.

LenderBox is an equal opportunity employer. If you need an accommodation at any point in this process, tell us and we will arrange it.